Risk Management
This area deals with interruptions to your current income and your ability to meet your goals. Your need for disability and life insurance are driven both by your goals and your available assets.
Questions to start you thinking:
- What are your goals & plans for current lifestyle, children’s education & retirement?
Numbers needed for your plan:
- Details of insurance coverage that you currently have, including group plans
- Current values for assets and liabilities
- Current household income
- Any obligations for spousal/ child support
